The amount of the loan depends upon:
- Vehicle cost
- Vehicle type (standard/premium)
- The percentage of finance offered
If you are buying a new car, you can get up to 90% financing but some banks have a limit beyond which they do not offer loans. Also different banks have different terms for different models (standard/premium, new/used). The percentage of finance the banks give on cars is also determined on the basis of the resale value of that particular car.